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Discussion Starter #1
Now falling into the class of old git on the road at 65 :grin:

Insurance is now due and so is it cheaper at the moment to say that I am still working as an Engineering Consultant (good price for insurance as classed as really level headed unlike a rock star) or better to say I am now retired (as not sure if this would raise or lower insurance price)

What do the old gits say, having moved onto a mature age, and have experience of renewing insurance as a pensioner :devil:
 

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MY15 2.2L
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You could try getting quotes as an Engineering Consultant and retired and compare...

EDIT: If you are actually still working then perhaps you should state that? :)
 

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I wish you luck and await Veterans reply ?
 

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You could try getting quotes as an Engineering Consultant and retired and compare...

EDIT: If you are actually still working then perhaps you should state that? :)
As above but if you’re going to tell a few porkies, why not tell them you are still 45 years old!
 

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If you are no longer working Colin tell them you are a retired consulting engineer. God forbid you have an accident and you've told them porkies they can use this to void a claim.
I'm with Saga who have just put my renewal premium up by 16% got it reduced a bit. LV look good in comparison but guess it was a new client quote.
Im 73 this November so it'll be another 3 year licence. Old Phil ain't doing us oldies any favours. Luckily he isn't on the public roads anymore?
 

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Discussion Starter #10
I am still working occasionally on a freelance basis* when they call me in if they need me for specialist work, so its sort of 'not quite' retired, hence the quandry over saying I am retired or not.

At present my existing insurance that runs out in a month says 'social and commuting (to work)' but if i move onto 'social only' ie retired, have you found personally that it has changed insurance up or down?


* got to find the money for my next Evoque somewhere :grin:
 

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MY15 2.2L
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As mentioned earlier, I would try two quotes (use an online system) and compare prices.
 

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Vet have you let your insurance know about your New wheels
The wheels are LR wheels as fitted to Evoque, Sport & Velar. As they are “refurbished” I don’t feel there is any need to notify the ins co. There is no increase in value (in fact the originals are worth more), there is no increase in performance or value. They could well have been fitted as standard when the car was built.
 

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so how old do you have to be to qualify for OAP rates I get cheaper haircuts ?
 

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The wheels are LR wheels as fitted to Evoque, Sport & Velar. As they are “refurbished” I don’t feel there is any need to notify the ins co. There is no increase in value (in fact the originals are worth more), there is no increase in performance or value. They could well have been fitted as standard when the car was built.
I have just had mine refurbished no great change I’ve let my insurance now who have put a note on that I have informed them if there is any issue at some point as they use anything they can now days to get out of paying best to be safe than sorry was my view
 

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I have just had mine refurbished no great change I’ve let my insurance now who have put a note on that I have informed them if there is any issue at some point as they use anything they can now days to get out of paying best to be safe than sorry was my view
My reply would be fitted as standard
 

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I have just had mine refurbished no great change I’ve let my insurance now who have put a note on that I have informed them if there is any issue at some point as they use anything they can now days to get out of paying best to be safe than sorry was my view
Your quite correct Ty any excuse not to pay!

My 18 year old had to have a black box fitted he passed at 17 now 18 driving a year his insurance down from 1500 to 900 .... other half bought him a new shape cords limited edition knowing he would want a sporty look, a couple of his friends have been at the point that the day they came to fix black box on older standard model they were refused as had none standard alloys....
 

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Your quite correct Ty any excuse not to pay!

My 18 year old had to have a black box fitted he passed at 17 now 18 driving a year his insurance down from 1500 to 900 .... other half bought him a new shape cords limited edition knowing he would want a sporty look, a couple of his friends have been at the point that the day they came to fix black box on older standard model they were refused as had none standard alloys....
I can see what you’re both saying but these are standard wheels for the Evoque. 7 spilt spoke satin finish as fitted by Land Rover.
 

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I can see what you’re both saying but these are standard wheels for the Evoque. 7 spilt spoke satin finish as fitted by Land Rover.
It’s only a phone call ... safer than sorry?
 
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